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Outsourced Accounting vs. Cost of In-House Accounting Team: Let’s Break Down the Numbers

by | Jun 6, 2025 | About, Bookkeeping Services, Financial Services

As your business grows, your financial operations become more complex—and you need more than just a part-time bookkeeper. But what’s the smartest way to handle it? Should you hire a full in-house team… or outsource your accounting function altogether?  Let’s break down what it really costs to build an in-house accounting team—and how outsourcing can save you money and give you more value.

What Does It Cost to Build an In-House Accounting Team?

Here’s a typical breakdown for a business between $1–10M in revenue:

  • Full-Charge Bookkeeper
    • Average Salary: $62,000/year
    • With benefits & taxes: ~$77,000/year
  • Payroll/HR Administrator
    • Average salary: $62,000/year
    • With benefits & taxes: ~$77,000/year
  • Staff Accountant
    • Average salary: $70,000/year
    • With benefits & taxes: ~$85,000/year
  • Controller
    • Average salary: $110,000/year
    • With benefits & taxes: ~$135,000/year
  • Accounting Software & Tools
    • $2,000-$6,000/year

➡️ Estimated Annual Total: $214,000–$380,000+
➡️ Monthly Cost: $17,800–$31,600+

And that’s assuming you find (and keep) the right people. It doesn’t include the cost of recruiting, training, turnover, or the time you’ll spend managing the team.

Now, Let’s Compare That to Outsourcing

Our Corporate Accounting Suite gives you access to the same roles—bookkeeper, payroll support, staff accountant, controller-level oversight—plus tools, systems, and ongoing strategic support.

✅ No hiring.
✅ No overhead.
✅ No gaps when someone quits or takes PTO.
✅ Just one flat monthly price.

Here’s our pricing breakdown:

  • Businesses with gross revenue between $1-3m
    • Our monthly fee: $3,500
    • Your annual investment: $42,000
  • Businesses with gross revenue between $4-6m
    • Our monthly fee: $5,500
    • Your annual investment: $66,000
  • Businesses with gross revenue between $7-10m
    • Our monthly fee: $8,500
    • Your annual investment: $102,000
  • Businesses with gross revenue over $10m
    • Custom Pricing – Let’s Talk

Compare that to the $200K+ it would cost to build a full team in-house, and the savings are pretty eye-opening.

More Than Just a Bookkeeping Service

You’re not just paying for transactions to be entered and reports to be run. You’re getting:

  • A full accounting department, tailored to your business 
  • Real people, dedicated to your account—no 1-800 numbers or ticket queues 
  • Clean, reliable financials every month 
  • Strategic insight to help you scale with confidence 

And the best part? We grow with you. As your business expands, your accounting system evolves—without the need to hire, train, or manage more staff.

Is It Time to Upgrade Your Accounting Function?

If you’re generating millions in revenue, your financial operations need to match that level of complexity. But building an internal department from scratch? That’s expensive—and time-consuming.

Our Corporate Accounting Suite gives you all the support of an in-house team at a fraction of the cost. You’ll get peace of mind, proactive insight, and the financial infrastructure to scale without friction.

📅 Let’s talk. Schedule a discovery call and find out what working with us looks like for your business.

Because at the end of the day, you didn’t start a business to manage a finance department—you started it to build something great. We’re here to support that.

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